10/27/2025
For many longtime Bay Area homeowners, deciding when to sell can feel like a guessing game. After years of steady appreciation, home prices across the region are showing signs of slowing – and real estate analysts are forecasting a moderate price correction through late 2025 and into 2026.
If you’re a Baby Boomer thinking about transitioning into an upscale senior living community to make more room for activities you love to do, the coming months may represent your last opportunity to sell your home at its highest value for several years.
What’s Driving the Market Correction?
Experts project that home values in the greater San Francisco area could decline around 5% – 6% by mid-2026. This shift doesn’t signal a crash – it’s a correction following an extended period of accelerated growth. Several factors are shaping the current housing market:
- Rising inventory: After years of tight supply, listings are now climbing to their highest levels in nearly a decade. With more homes available, buyers have greater leverage and less urgency to bid above asking price.
- High mortgage rates: With rates hovering near 7%, affordability has tightened, especially for first-time and move-up buyers. That limits competition and tempers price growth.
- Economic adjustments: As local tech hiring normalizes and consumer confidence softens, many potential buyers are waiting for clarity before making major financial commitments.
Together, these factors create a real estate cooling effect – a return to a more balanced market where sellers must compete for buyers’ attention.
Why Selling in 2025 Could Be a Smart Move
Real estate is cyclical, and the Bay Area has always been resilient. But even moderate declines can significantly affect the proceeds from your home sale. Waiting for prices to “bounce back” could mean missing out on today’s top-of-market conditions.
Financial analysts suggest that after 2026, home values may stabilize and gradually recover – but not necessarily return to 2024 highs for several years. For homeowners nearing retirement, that timeline may not align with their long-term plans or lifestyle goals.
By choosing to sell now, you can:
- Capture peak equity from your home before the correction runs its course.
- Avoid holding costs (property taxes, maintenance, insurance) that add up while waiting for a rebound.
- Reinvest in a home that truly fits your future – one designed for comfort, accessibility, and community.
The Forum Advantage: Right-Sizing Without Compromise
At The Forum at Rancho San Antonio, you’ll find a rare opportunity to transition into a lifestyle that combines independence, equity ownership, and long-term security. Unlike rental-based communities, The Forum offers a unique equity-ownership financial structure, meaning you own your home and a share of the community while enjoying resort-style amenities, gourmet dining, and access to on-site healthcare if ever needed.
If you decide to make the move, The Forum’s real estate team is here to guide you through every step – from listing your current home to securing the best possible sale price. Their expert network of agents understands the local market and knows how to showcase Bay Area properties to qualified buyers.
You’ll not only simplify your living situation – you’ll protect your investment and ensure that your next home is truly built for your future.
Don’t Wait for the Market to Decide for You
The coming year could be a pivotal window for Bay Area homeowners. With prices softening, inventory increasing, and rates staying elevated, 2025 may be the best moment to sell while your home still holds peak value.
Instead of waiting for another market cycle, consider what you can gain right now: a robust lifestyle in a vibrant community, peace of mind, and a sound investment.
Ready to sell your home at its highest value and make your next investment?
To learn more about the benefits of living at The Forum, contact us today.
